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Watercraft (Boat) Insurance 

On beautiful, sunny days out on the water—it's time to enjoy!

When beautiful, sunny days come and you're out on the water—it's time to enjoy! The last thing you want is to have to worry about what could go wrong. At Hodge & Hodge Insurance we offer several different watercraft policies and coverage options to fit your boating needs, whatever they may be. Our watercraft insurance plans can provide you with coverage against many different types of loss. So put on that waterski, or grab that rod and go have fun!

Medical Payments Coverage

We offer medical coverage that can cover your eligible medical expenses if you get hurt when you are out on the water.

Physical Damage Coverage

This optional coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.

Liability Coverage

If you’re involved in an accident, there’s a good chance another person or another watercraft is involved. And if you’re at fault, you’ll need liability coverage. You can choose a lot of liability coverage or a little – it’s up to you. We'll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.

Please, if you have any questions or need to have any terms or coverages clarified—give us a
call (949-458-0442) at Hodge and Hodge Insurance we want you to have the full protection
you deserve!