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What is an SR-22 & how do I get one?
An SR-22 is a form that shows that you have auto insurance. It is required by the state for drivers who are high risk.
An SR-22 is a form that shows that you have auto insurance. It is required by the state for drivers who are high risk. This form issued by an insurance company which removes a suspension order placed by the DMV on your driving priviledge. The filing provides a guarantee to the California Department of Motor Vehicles that an insurance company has issued at least minimum liability coverage for the person making that filing; AND — that the insurance company will notify the DMV should the insurance ever lapse for any reason.
Who Needs One?
People whose license is under suspension by the California Department of Motor vehicles need an SR22 Filing to reinstate their license. Here are some of the reasons a state might require you to file an SR-22 form:
* DUI (drunk driving).
* Serious moving violations such as reckless driving.
* Racking up a lot of highway points in a short period of time.
* Being pegged as a habitual traffic offender.
* Causing an accident while uninsured.
How do I get an SR22 Filing to reactive my drivers license?
You must purchase minimum liability coverage on the vehicle(s) you own. If you do not own a motor vehicle, you must purchase "non-owners" liability coverage. The price is based on the severity of your driving record (accidents and violations), where you live, and the number of years of driving experience. If you do not know what is on your driving record, purchase it from DMV (usual cost is $5.00 to $10.00).
How long must I maintain an SR22 Filing?
Under normal circumstances the SR22 Filing period is three years. However, with the advent of stricter enforcement of DMV laws, and lobbying against drunk drivers, the terms can be extended.
What process is involved in reinstating my license?
1. First, you need to know what is on your driving record.
2. Secondly, you will need to call the DMV at: 1-916-657-6677 to ask them what other DMV fees are needed to reactivate (usually a $55.00 reinstatement fee, and payment of all other outstanding parking/moving violation fines).
3. The next step is getting a quotation for the proper coverage. Call us at 949-458-0442, and we will be happy to help you
4. After you have signed an application and paid a minimum premium, we can give you the SR22 Filing which permits you to go to a local DMV office to reinstate your license.
That's it! After completing these steps your license will be reinstated!
Please, if you have any questions or need to have any terms or coverages clarified—give us a
call (949-458-0442) at Hodge and Hodge Insurance we want you to have the best coverage for the least-expensive price.