I want to take
this opportunity
to commend
the agents at Hodge and Hodge Insurance
for their responsiveness, professionalism and excellent work in all aspects of my policy. My agent was very patient with my saga and went through every coverage detail.
Steven B.
Is Your Condo Properly Insured?
We understand that condo or townhouse owners have needs different from those of renters and homeowners.
Condominium or townhouse owners have unique issues when it comes to buying insurance. We understand that condo owners have needs different from those of renters and homeowners, which is why we offer Condominium Insurance options just for you. Take a look at some of the coverages we offer and then talk to your Hodge and Hodge agent. You’ll get a plan built especially for you, and you’ll like the price, too.
Personal Property
Provides coverage for your household items in the event of fire, theft or other covered loss. Did you know that most condo association policies don’t provide coverage for your personal belongings?
Additional Personal Property
Provides additional coverage for antiques, fine art, jewelry and other valuables. This coverage is offered as "Scheduled Items" and is also known as a "floater" on your policy.
Improvements
Provides coverage for fixtures and improvements, such as cabinets, flooring and lighting, as well as other free standing structures that may not be covered by your condo association’s policy.
Loss Assessment
Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.
Additional Living Expenses
Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.
Personal Liability Protection
Pays for bodily injury or property damage caused to others as a result of a covered incident.
Guest Medical Protection
Pays medical expenses for your guests who are accidentally injured on your property.
Workers’ Comp Coverage
Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.
Low Rates and Great Discounts!
Everyone likes to save a little money, so you’ll be glad to know that Hodge and Hodge Insurance Brokers represent Mercury Insurance. Mercury offers some of the lowest rates around. And that’s just the beginning because you can save even more with the following discounts.
Multi-Policy (Auto + Condo)
Gated Community
Smoke Alarms
Security Monitoring
Selecting a higher deductible
Please, if you have any questions or need to have any terms or coverages clarified—give us a
call (949-458-0442) at Hodge and Hodge Insurance we want you to have the full protection
you deserve!